CZFS insider buying & filings

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CZFSCITIZENS FINANCIAL SERVICES INC

NasdaqCM · Financial Services · $391.19M

$81.33

-2.12% · Sep 16

Seven insider buys in the last year — $32.6K in all.
Nothing in the last fortnight.

Last Form 4 Sep 15 · scanned 1m ago

Price · 1Y · daily● 7 buys● 2 sells◆ 7 8-K

▸ hover a marker for the filing · drag to zoom · daily bars sharpen to 30-min on close ranges · 2 moves explained

AI brief · from the filings on this pagePro

The filings, the score and the setup on this page, read for you in about ten seconds — what the insiders did, and what stands against it.

▸ Included with Pro →

Market cap

$391.19M

Float

4.5M

93% public

Short % float

Pro

Price / profit

9.6

Price / future profit

9.2

Price / sales

3.4

The buyers

▸ each insider's past open-market buys, measured ~6 months (120 trading days) later, against the S&P over the same spans · split-adjusted · pre-scheduled 10b5-1 plan trades excluded · past outcomes, not predictions

CEO & PRESIDENT

Black Randall E

Bought $15.0K on Nov 3 — 278 sh @ $54.00, held direct, 0.6% of their stake.

1 of 1 position beat the S&P

median +23.9% vs S&P +4.1% same spans · 2 buy-days

SENIOR VICE PRESIDENT

Guillaume Stephen J

Bought $2.1K on May 29 — 34 sh @ $61.78, held direct, 0.7% of their stake.

1 of 2 positions beat the S&P

median +33.9% vs S&P +12.4% same spans · 6 buy-days · 1 positions still open

The record

newest first

DateTypeInsiderOf stakeShares @ priceValue

Sep 15GRANTOsborne Terry BDirectordirect70 sh—

Sep 15GRANTJones Mickey LDirectordirect70 sh—

Sep 1BUYGuillaume Stephen JSENIOR VICE PRESIDENT+0.5%direct24 @ $76.32$1.8K

Jul 9GIFTLandy R JosephDirectordirect20 sh—

Jul 9SELLGephart LeeAnnEXECUTIVE VICE PRESIDENTdirect15 @ $71.52$1.1K

92 more transactions on Pro →

Context

Wall St

$71.00 avg target

-12.7% vs today · 1 analyst

▸ relayed analyst opinion, which tends to run optimistic — not our forecast or advice

Earnings · EPS vs forecast

4 of 4 quarters beat

Q1 '26$2.16 act+$0.18

Q4 '25$2.18 act+$0.11

Q3 '25$2.09 act+$0.33

Q2 '25$1.76 act+$0.16

Coverage

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The file stays open

97 filings on record.
The next one will be too.

All candidates

▸ SEC EDGAR · FINRA · Nasdaq — public sources only · research, not advice

Black Randall E

Guillaume Stephen J

97 filings on record.The next one will be too.

97 filings on record.
The next one will be too.